This 4-bedroom, 2-bathroom all-brick home is packed with potential! Situated on two spacious lots with access from Mellon Road and Arden Drive, it features modern updates like a tankless water heater and newer windows, plus a cozy fireplace. Within walking distance of Palatka High School, it's a prime location with no HOA. The property needs work but offers instant equity for those ready to take on a project. Outdoor amenities include a pole barn and a grill area. Whether you're seeking a family home, investment opportunity, or renovation project, this pre-foreclosure property is priced to sell quickly and offers endless possibilities.